Take look at our

Our services

Microcima Group Loan

This service is extended to individuals who belong to an informal group in the same or different line of business.

  • Competitive interest rate.
  • Group members must be in the same location.
  • Equity contribution.
  • Monthly interest rate.
  • Maximum tenor of Six (6) months.
  • Group guarantee.
  • Two credible guarantors.
Microcima Individual Loan

This service is designed for economically active individuals; Small & Medium scale entrepreneurs for business expansion.

Features
  • Competitive interest rate.
  • Equity contribution.
  • Maximum tenor of Six (6) months.
  • Flexible conditions.
  • Two credible guarantors.
Microcima Consumer Finance Programme

The program targeted at helping existing clients of Microcima, purchase assets such as generator, refrigerator, grinding machines etc. that will further enhance the productivity of their enterprise.

Features
  • Competitive interest rate.
  • Maximum tenor of Six (6) months.
  • Flexible conditions.
  • Two credible guarantors.
Microcima Agric Loan

This is designed to finance the farming activities of individuals, group or corporate organizations. The repayment schedule is designed to suit the seasonal nature of such activities.

  • Competitive interest rate.
  • Equity contribution.
  • Maximum tenor of twelve (12) months
  • Flexible conditions.
  • Two credible guarantors.
Microcima Payroll Loan

Microcima payroll loan is a cash advance that is given to a borrower based on their employment status and income. The loan can be obtained easily with proof of income and identification. MCC can process a request and provide cash within just few minutes or hours. However, certain criteria must be met in order to qualify for Microcima payroll loan.

Features
  • Competitive interest rate.
  • Equity contribution.
  • Maximum tenor of twelve (12) months
  • Flexible conditions.
  • Two credible guarantors.

Microcima Farms

Microcima Farms initiates a number of essential schemes in the agricultural value chain with a view to assist smallholder farmers through application of simple innovations, linkages and adoption of global best practices with localized practical steps to increase agricultural production thereby contribute significantly to the overall agricultural development of Nigeria.

Microcima Consulting

Microcima Consulting provides 21st century services in management consulting, inclusive development, strategic financial management, responsible planning and budgeting as well as impact and social investment management among others.

Subscribe to our newsletter

Subscribe to our newsletter and stay updated on the latest developments and special offers!